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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Jeff, Linda and Fred Levein, proven Louisville, Shelbyville and Oldham County , Kentucky NUMBER1EXPERT™ Top Selling real estate agents.
Find Louisville, Shelbyville and Oldham County Homes - Find Louisville, Shelbyville and Oldham County , Kentucky real estate listings & homes for sale provided by Jeff, Linda and Fred Levein, your local expert real estate agents.
For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Jeff, Linda and Fred Levein, proven Louisville, Shelbyville and Oldham County , Kentucky NUMBER1EXPERT™ Top Selling real estate agents.
For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Jeff, Linda and Fred Levein, proven Louisville, Shelbyville and Oldham County , Kentucky NUMBER1EXPERT™ Top Selling real estate agents.
Louisville, Shelbyville and Oldham County Information - Find local information on Louisville, Shelbyville and Oldham County , Kentucky including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Jeff, Linda and Fred Levein, proven NUMBER1EXPERT™ Top Selling real estate agents.
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About Jeff, Linda and Fred Levein - Information about Jeff, Linda and Fred Levein including testimonials, guarantees, credentials, and contact information. Learn why Jeff, Linda and Fred Levein is proven Louisville, Shelbyville and Oldham County , Kentucky NUMBER1EXPERT™ Top Selling real estate agents.

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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What house is thought to be the first one designed by Frank Lloyd Wright?
A	Charnley House in Chicago, Illinois, is considered to be the first home designed by Wright while at Adler & Sullivan.
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Jeff, Linda and Fred Levein, REALTOR®, real estate agents and broker for Louisville, Shelbyville and Oldham County Kentucky home listings, property and land for sale - NUMBER1EXPERT(tm)

Jeff, Linda and Fred Levein
RE/MAX 100, Inc.
6006 Brownsboro Park Blvd.
Louisville, KY 40207
Each Office Independently Owned & Operated
Toll Free: 800-Team055
Direct: 502-736-0505
Fax: 502-897-1295
Phone: 502-897-1200
leveinteam@compuserve.com
The Levein Team - Jeff and Linda Levein and their son, Fred - are Louisville's Real Estate Leaders. "Business First", Louisville's premier business publication, ranked the Levein Team the Number 1 real estate team in the entire city of Louisville, Kentucky. But rankings aren't as important as what our customers tell us: "We have moved 10 times in the past 14 years and we have never had the pleasure of dealing with realtors as hardworking and professional as the Levein Team- B.R. Family"

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