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Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Q	What area in the United States has the highest per capita income?
A	The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data.
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Jeff, Linda and Fred Levein, REALTOR®, real estate agents and broker for Louisville, Shelbyville and Oldham County Kentucky home listings, property and land for sale - NUMBER1EXPERT(tm)

Jeff, Linda and Fred Levein
RE/MAX 100, Inc.
6006 Brownsboro Park Blvd.
Louisville, KY 40207
Each Office Independently Owned & Operated
Toll Free: 800-Team055
Direct: 502-736-0505
Fax: 502-897-1295
Phone: 502-897-1200
jeffandlinda@leveinteam.com
The Levein Team - Jeff and Linda Levein and their son, Fred - are Louisville's Real Estate Leaders. "Business First", Louisville's premier business publication, ranked the Levein Team the Number 1 real estate team in the entire city of Louisville, Kentucky. But rankings aren't as important as what our customers tell us: "We have moved 10 times in the past 14 years and we have never had the pleasure of dealing with realtors as hardworking and professional as the Levein Team- B.R. Family"

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