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Mortgage Prequalification: Louisville, Shelbyville and Oldham County Kentucky home buying, real estate listings, and homes for sale in Jefferson County, KY
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will
not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Louisville, Shelbyville and Oldham County Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Accepting An Offer >Clean Offers

You have found a house that makes your heart skip a beat--it is in the right location and has all the amenities you want. The price is the only thing that is keeping you from making an offer, because you feel that it is more than you can afford. How can you maximize the possibility that the owners will accept an offer that is much lower than their asking price?

The first thing you should do is to make the offer as "clean" as possible by not asking for special contingencies. Avoid making demands on the sellers for minor repairs, such as cutting down the dead tree in the back yard or leaving custom drapes. Be as flexible as possible about scheduling the move-in date to accommodate the seller's plans. Finally, you can offer a larger-than-usual deposit to persuade the sellers that you are a serious buyer and to make it harder for them to "just say no". Each situation is different, but the "cleaner" the offer, the more likely the sellers are to accept it.

See All Tips In The "Accepting An Offer" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What island was sold to Peter Minuit by the Indians for goods valued at 60 guilders ($24)?

A 
Peter Minuit arrived with a group of Dutch settlers in 1626 and purchased what is now known as Manhattan.
See More Real Estate Trivia >

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Jeff, Linda and Fred Levein, REALTOR®, real estate agents and broker for Louisville, Shelbyville and Oldham County Kentucky home listings, property and land for sale - NUMBER1EXPERT(tm)

Jeff, Linda and Fred Levein
RE/MAX 100, Inc.

6006 Brownsboro Park Blvd.
Louisville, KY 40207
Each Office Independently Owned & Operated
Toll Free: 800-Team055
Direct: 502-736-0505
Fax: 502-897-1295
Phone: 502-897-1200
jeffandlinda@leveinteam.com

The Levein Team - Jeff and Linda Levein and their son, Fred - are Louisville's Real Estate Leaders. "Business First", Louisville's premier business publication, ranked the Levein Team the Number 1 real estate team in the entire city of Louisville, Kentucky. But rankings aren't as important as what our customers tell us: "We have moved 10 times in the past 14 years and we have never had the pleasure of dealing with realtors as hardworking and professional as the Levein Team- B.R. Family"

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