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Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Q	What is a VA home loan?
A	The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
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Jeff, Linda and Fred Levein, REALTOR®, real estate agents and broker for Louisville, Shelbyville and Oldham County Kentucky home listings, property and land for sale - NUMBER1EXPERT(tm)

Jeff, Linda and Fred Levein
RE/MAX 100, Inc.
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Louisville, KY 40207
Each Office Independently Owned & Operated
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jeffandlinda@leveinteam.com
The Levein Team - Jeff and Linda Levein and their son, Fred - are Louisville's Real Estate Leaders. "Business First", Louisville's premier business publication, ranked the Levein Team the Number 1 real estate team in the entire city of Louisville, Kentucky. But rankings aren't as important as what our customers tell us: "We have moved 10 times in the past 14 years and we have never had the pleasure of dealing with realtors as hardworking and professional as the Levein Team- B.R. Family"

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