Jeff, Linda and Fred Levein is one of The Top Selling Real Estate Experts
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Want to know more about Louisville, Kentucky Real Estate? Thinking about selling your home in the Greater Louisville Area? Moving to Louisville and need to buy a house? Find your perfect house here! Search houses for sale in the Louisville Metro Area by clicking "Search the MLS" on the left menu. Relocating to Louisville? Get one of our Free Louisville Newcomers Kits and and learn all about the Louisville, Kentucky Metro area including Jefferson, Oldham, Shelby, Bullitt & Spencer Counties.  Looking for a home or condo for sale in the Louisville, Kentucky? Or perhaps you are searching for new construction or investment real estate. Find everything the Louisville MLS has to offer, right here! Search the entire Louisville Metro MLS for Your perfect house. And don't miss our Feature Homes. We have houses listed in many Louisville Metro areas including St.Matthews, Anchorage, the Highlands, Lake Forest and Prospect, as well as Oldham, Shelby, Spencer and Bullitt Counties. The buttons on the left will take you to more information about these neighborhoods.
Discover all the Greater Louisville area has to offer on our Things to Do page. Learn more about our Legendary Churchill Downs, home of the Kentucky Derby, the new Muhammad Ali Museum, our fabulous new entertainment center, Fourth Street Live, and see how the one and only Louisville Slugger baseball bats are made. Moving to the Louisville area? We would be happy to send you one of our Free Newcomers Kits. Need local real estate information? We've summarized much of what is important about the Louisville housing market in this site. Need expert advice? No website, large or small, can take the place of a top Realtor. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice to make your next home buying or selling experience a positive one. That's our job! We have many years of experience in all areas of residential real estate including single family homes, condominiums, patio homes, duplexes and investment real estate. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site free and without obligation. Why? We want to be YOUR Realtors in the Louisville, Kentucky area. Buying and selling a home is one of the biggest events in your life. As top Louisville, Shelbyville and Oldham County Realtors, we have the experience and track record you are looking for. Please let us help. - Jeff, Linda and Fred Levein    
Real Estate Tips
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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Real Estate Trivia
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To what process do the terms closing, escrow, settlement and passing papers refer?
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| A |
These terms, which vary in different parts of the country, describe the conclusion of a real estate sale. |
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